My rates reflect my comprehensive education, ongoing training and education, years of experience, specialized expertise, licensure, certifications, and the costs of maintaining a private solo practice, all of which ensure that you receive the personalized care you deserve.

At this time, I do not take insurance. All clients are self-pay.

I am considering the possibility of working with a select number of insurance companies in the future for specific circumstances. However, there are several important considerations when it comes to working with insurance that can affect both me as a provider and you as a client.

Reimbursement and administrative requirements

Insurance reimbursement rates are often significantly below industry rates. In addition, working with insurance companies requires a substantial amount of administrative time and effort, and submitting a claim does not always guarantee payment. Claims may be denied for a variety of reasons, sometimes even after services have already been provided.

The requirement for a diagnosis

Insurance companies generally require a mental health diagnosis for services to be reimbursed. That diagnosis must be supported by documentation demonstrating the medical necessity of treatment.

Not everyone who seeks therapy wants—or necessarily meets the criteria for—a mental health diagnosis as defined by the Diagnostic and Statistical Manual of Mental Disorders (DSM-5-TR). For individuals seeking therapy for personal growth, relationship concerns, life transitions, or other challenges that may not meet diagnostic criteria, this requirement can create an unnecessary barrier to care.

There can also be longer-term considerations associated with having a mental health diagnosis documented in your medical record. Depending on the circumstances, such a diagnosis may have implications for matters such as certain types of employment, life insurance, or legal proceedings.

Access to your therapy records

When insurance is involved, the insurance company may have the right to review portions of your clinical records to determine whether treatment meets their requirements for medical necessity and coverage. This means that individuals working for or on behalf of the insurance company may have access to information about your mental health and treatment.

Those reviewing your records may also influence decisions about your care, including the number of sessions they will authorize or whether they will reimburse a claim. In some circumstances, a claim may be denied after a session has already taken place.

I believe you should have as much autonomy as possible over your mental health care—including who has access to your personal information and how you move through the therapeutic process.

Therapy is deeply personal. Your healing should not be dictated by an insurance company’s definition of medical necessity, a predetermined number of authorized sessions, or the pace that works best for them.

You deserve the freedom to determine what you need, who you trust with your story, and the pace at which you pursue meaningful change.

Why I Choose Private-Pay Therapy

I believe therapy works best when you and I can focus on you—not on what an insurance company will or will not approve.

I am considering the possibility of working with a select number of insurance companies in the future for specific circumstances. For now, however, I have chosen to primarily offer therapy on a private-pay basis. This decision is rooted in my belief that you deserve greater privacy, flexibility, and autonomy in your therapeutic journey.

When insurance is used to pay for therapy, there are requirements that can influence the way care is provided. Insurance companies typically require a mental health diagnosis, documentation of medical necessity, and ongoing justification for treatment. They may also review aspects of your clinical record and determine whether certain services or sessions will be covered.

Not everyone who seeks therapy needs or wants a mental health diagnosis. You may be working through a life transition, relationship concerns, personal challenges, grief, stress, or simply looking for support and greater self-understanding. These are meaningful reasons to seek therapy, even when they don’t necessarily fit neatly into a diagnostic category.

There is also something important to consider about privacy. When insurance is involved, information about your mental health and treatment may need to be shared with the insurance company in order to obtain reimbursement. Other people, who may never meet you or be part of your therapeutic relationship, can become involved in decisions about whether your treatment is considered medically necessary or how many sessions you are allowed to have.

I believe your therapy should be a space where you can be honest, vulnerable, curious, and explore what you need without worrying about whether someone outside of the therapeutic relationship will determine whether your care is justified.

Choosing private-pay therapy allows us to keep the focus where I believe it belongs: on you and the work you want to do.

You get to decide what you want to explore, what goals are meaningful to you, and how quickly or slowly you want to move through the process. There is no insurance company determining whether your concerns are “serious enough” or whether you’ve used your allotted sessions.

My role is to provide a safe, confidential, and supportive space for you to do the work—not to fit your life into an insurance company’s definition of what therapy should look like.

Ultimately, I believe that your mental health is your journey, your story, and your choice. You deserve the autonomy to decide how you want to navigate it.

You may elect to pay through credit card or other payment methods such as PayPal, Cash App, Zelle etc.

I do not have a sliding scale at this time.

Reduced rates are occasionally available depending on my current caseload, availability, client need and services requested. Rates may be adjusted based on your income and financial situation. I review every situation and application for reduced rates on a case-by-case basis and is not automatically guaranteed.

Beyond compensating me for my time and expertise, I believe commitment is measured by what we’re willing to invest, sacrifice, and exchange to achieve our goals. When you invest in yourself, your relationships, and your future, you’re making a commitment to meaningful change. The value you place on that investment often determines the depth of the growth and progress you experience.